Car Financing Q&A

The interest rates to buy a car depend on which bank and programs are available. Different banks offer varying rates, so it's best to inquire about the rates from the banks we work with.

We offer options for little or no money down payment. Our financing programs are designed to accommodate different financial situations, so you can discuss the down payment options with our team.

In addition to the car's price, you will be responsible for sales tax, a $175 documentation fee, and DMV fees. These costs may vary depending on your location and the specific vehicle you purchase.

We have partnered directly with Kelley Blue Book (KBB), the trusted authority for vehicle valuations. You can use KBB's online tool to determine the value of your trade-in.

Yes, your credit score plays a significant role in determining the loan rate you qualify for. Banks consider credit scores when evaluating loan applications and determining the interest rates and programs available to you.

Absolutely! We work with all types of credit and have relationships with several banks. Our team will work diligently to find the best financing options that suit your situation, ensuring you get the best rate available.

Yes, you can still finance a car. In fact, obtaining finance for a vehicle is a great way to start building and establishing a credit history. We can guide you through the process and help you get started.

The length of a car loan depends on personal preference. Shorter loan terms result in more compressed payments, while longer terms provide lower monthly payments. We can discuss the available loan term options and help you choose the one that aligns with your financial goals.

Yes, in most cases, we can offer competitive interest rates that may be better than your pre-approved rate. Our team works with multiple lenders, allowing us to explore different options and find the most favorable terms for you.

Yes, we understand that financial situations may change. If you wish to reduce your monthly car payments in the future, we can explore refinancing options or adjust the terms of your existing loan, depending on your circumstances.

Yes, you can sell your car even if you're still paying off the loan. However, the process may involve paying off the remaining loan balance before transferring ownership to the new buyer. Our team can guide you through the necessary steps if you decide to sell your car.

Yes, most vehicles qualify for an extended service contract that provides additional coverage beyond the manufacturer's warranty. We can discuss warranty options with you and help you choose the best coverage for your needs, including extra term and mileage coverage.